Spiko Raises €80 Million, Signalling Rising Investor Appetite in European Fintech

Spiko, the Paris- and London-based tokenised cash fund platform, has raised €80.03 million in a Series B funding round. The investment, led by New Enterprise, marks a significant milestone for the company and highlights the robust flow of capital into European fintech.

The latest round brings Spiko’s total funding to €106.7 million following its €18.9 million Series A in July 2025. The company targets both businesses and individuals, offering solutions to optimise idle cash—a sector where demand has grown as firms and consumers seek higher yields and more flexible liquidity management.

Spiko’s rapid fundraising trajectory demonstrates the confidence investors have in digital platforms that address efficiency and transparency in cash management. The platform’s use of tokenised funds responds to a broader shift within European finance, where digital assets and alternative investment vehicles are gaining traction among both institutional and retail clients.

The investment arrives amid intensifying competition across the fintech sector. Startups offering digital asset management, tokenisation, and cash optimisation are attracting increased scrutiny from both investors and regulators. Market competition is set to increase, and regulatory changes affecting tokenised funds could pose challenges for platforms like Spiko.

Nonetheless, the sizeable Series B round provides Spiko with resources to expand its offering and pursue potential partnerships with established financial institutions. This could enhance its market position and accelerate the adoption of tokenised investment products within Europe.

While the funding does not signal direct regulatory or policy implications for the European Union market, it reinforces a broader trend: investor appetite for fintech innovation remains strong, supporting the sector’s continued evolution and expansion.