Banco Santander

European fintech faces a funding gap as EIB launches €80bn scale-up push

European fintech startups face an increasingly selective funding market, with fewer deals and capital concentrated among established companies. A new EIB-backed initiative aims to mobilise up to €80 billion, raising questions about Europe's ability to finance its next generation of financial technology leaders.

Patricio De Gaetano•Nov 9, 2026•5 min read